How it Works

Yes. When working with us, you provide access to the accounts which we will be monitoring and using to pay your bills. Log-in credentials are safely stored in LastPass, a highly rated password management application.

A daily money manager is a person, or in our case, a full team that manages your day-to-day finances. This includes services such as paying bills, tracking cash flow, organizing records and providing actionable reports.

Yes. We can pay any individual or company within the United States on your behalf. Transactions are not restricted to an approved master vendor list. You tell us who you want to pay, and we will. Even those you may not think we can – the auto lease, the gardener, the housekeeper, the property tax.

When working with us, you will designate a checking account as your Bill Payment Account, on which we will be an authorized signer. Once we have online access, we can begin paying your bills.

You will set up an automatic monthly transfer into your bill payment account (BPA) based on your average spending. We will review your spending pattern periodically to determine if the monthly transfer amount needs to be adjusted. The BPA is funded only to the extent needed to cover your bills.

No. Our team can pay all of your bills no matter what the frequency – monthly, quarterly, semi-annually, one time, etc.

With your help, we create a list of all of your vendors. Then we contact each vendor and have your invoices sent to us by mail or email for payment.

Yes, each month our team sends you a folder with the following information:

• Bank Statement
• Checkbook Register
• Original Paid Invoices
• Reports including Account Balances, Cash Flow, Income & Expense, & Spending by Category

We are part of your professional financial team.

We provide you and your accountant with cash flow and transaction reports which capture all tax-related expenses throughout the year so they can calculate quarterly income tax payment estimates and prepare year-end returns.

We work with you and your wealth manager to move money as needed and provide reports that assist in long term planning.

Additionally, we work with you and your attorney to execute gifting strategies that align with your estate plan objectives.

We serve a wide range of clients, but they all have two things in common – they want to save time and they crave organization. Our clients live an active lifestyle and need a support system to ensure their financial lives are running smoothly; bills are being paid on time, financial team members are in-the-know, accounts are properly funded, reports are being generated. We provide that peace of mind. At Financial Sense, we provide digestible information so our clients can make informed decisions.