Posts by tanner
Monthly Fee Examples
When working with our team, we cater our services to meet your unique needs. Therefore, the monthly cost will vary per client. Below, we’ve compiled a few examples that represent monthly fees. Self-Employed Steve South Carolina Steve is constantly looking for new and creative investment opportunities. Because he’s always busy with various business ventures, he…Read More
What is included with our monthly rate?
When we provide full-service daily money management for our clients, we develop a deep understanding of their personal finances and deliver a variety of services each month. The following items are included in our flat monthly rate: Pay-On-Time: Bill Payment Service Entry & reconciliation of designated accounts Timely responses to emails and phone calls Custom…Read More
3 Tips to Organize Your Personal Finances
Most of our clients have a common denominator – they are busy! As their daily money managers, our top priorities are to diminish stress and increase organization. We do this by relieving them of the burden of their day-to-day personal financial tasks. Here are some “DIY” tips for getting organized and reducing financial stress: 1.…Read More
Re-purposing Foregone Expenses
A decrease in household expenses has the same effect on your pocket book as an increase in income. A good example of this is the one that Scott O’Connor used in September’s Money Tip of the Month… when your child goes off to elementary school, you now find yourself with $1,000-$2,000 per month that you’re…Read More
What is a Daily Money Manager?
A daily money manager is a person, or in our case, a full team that manages your day-to-day finances. This includes paying bills, tracking cash flow, organizing records and providing reports. Your daily money manager: Pays your bills regularly on time. Tracks where your money is coming from and where it is going. Creates budgets…Read More
From Good to Excellent: 5 Ways to Improve Your Credit Score
We all know that good credit is important. But did you know there’s a difference between having a good credit score and an excellent credit score? Having an excellent credit score can help you qualify for the best rates and terms on your auto or home loans, as well as other financial products such as…Read More
The Cash vs. Card Debate
We typically encourage our clients to obtain a highly rated credit card that offers either cash back or travel rewards. We then advise them to use that card exclusively, rather than using a debit card to make their purchases. There are more protections in place with purchases made on credit cards AND you’re earning rewards…Read More
Auto-Pay Beliefs Debunked
One question we are often asked is “Why do I need someone to pay my bills if I have everything set up for auto-pay?” Our response usually has two parts: Part One You don’t NEED someone to pay your bills. If you prefer to leave as many of them as possible on auto-pay and take…Read More
The Envelope Method
Written by Rebecca Feeley Back in the 50s and 60s when my dad and his siblings were little, my grandpa would come home from work on Friday afternoon with his week’s pay. My grandmother would then divvy the cash into various envelopes with “MORTGAGE”, “UTILITIES”, “TUITION”, etc. written on them. I’ve come to know this…Read More
Bonus Burning a Hole in Your Pocket?
It’s very easy to lose sight of the value of a dollar when you suddenly see a single ACH deposit in your checking account equivalent to your entire year’s salary. Are you the type of person who takes a step back, thinks logically, and transfers the majority of that bonus payment into your savings account?…Read More